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Where does this rental deal stop paying for itself?

Put in the rent you expect, vacancy, running costs and the mortgage payment, then a fall in rent and a rise in costs to test. See the monthly cash flow, the stress-tested figure and the occupancy needed to break even. Runs in your browser. No account, no card, no call.

The property

Use your own figures. The result is only as honest as the rent and costs you put in.

At the figures you entered, cash flow is $45 a month, but it turns to -$155 with rent 10% lower and costs 10% higher.
Cash flow a month, as entered
$45
Cash flow a month, stress-tested
-$155
Occupancy needed to break even
92%

How it adds up, each year

Rent a year, if never empty
$24,000
Vacancy allowance a year
$1,200
Taxes, insurance and other costs a year
$5,700
Maintenance and management a year
$4,560
Net operating income a year
$12,540
Mortgage payments a year
$12,000

Take this with you

No email required. It is your result.

MetaRent — rental deal stress test
· Cash flow of $45 a month at the figures entered
· -$155 a month with rent 10% lower and costs 10% higher
· Breaks even at 92% occupancy

Run it yourself: https://metarent.io

Method: rent collected = monthly rent x twelve, less the vacancy allowance. Costs = taxes + insurance + other costs, plus maintenance and management as shares of rent collected. Cash flow = rent collected - costs - mortgage payments, per month. The stress test lowers rent collected and raises taxes, insurance and other costs by the shares you enter. Break-even occupancy is the share of a full year's rent that covers every cost and payment.

Where does this rental deal stop paying for itself?

Put in the rent you expect, vacancy, running costs and the mortgage payment, then a fall in rent and a rise in costs to test. See the monthly cash flow, the stress-tested figure and the occupancy needed to break even. Runs in your browser. No account, no card, no call.

Open the free tool

It runs in your browser. MetaRent never sees your inputs.